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Debt Plan + Reward

Clear Waters Voyage

Create a plan to manage debt and build wealth, and create lasting memories with an exciting vacation getaway along the way. One coordinated program rather than two separate errands. Chart the course once; move forward for good.

Start Your Clear Waters VoyageWhat's Included

You don't have to pay it all at once. Financing is available for qualified buyers, and our in-house payment plan needs no third-party credit check. Ask about payment options →

A couple at the wheel of a boat at sea
What's Included

Two steps, one voyage.

A couple going over their household budget together at the kitchen table
1

Create a Plan

Manage your debt and build wealth with a clear, actionable plan, the foundation everything else is built on.

Palm-lined turquoise water seen from a beachfront resort
2

Create Lasting Memories

Mark the milestone with an exciting vacation getaway, because progress is worth celebrating together.

Key Benefits

Why families choose the voyage.

  • Custom debt elimination strategy
  • Create lasting memories with an exciting vacation getaway
  • Ongoing support from our team
  • Peace of mind for you and your family

*Vacation includes a resort stay. Does not cover travel, taxes, and resort fees.

Who it's for: families and individuals who want a clear debt strategy built for them, in one coordinated program, with a team that follows through.

Begin

Start Your Clear Waters Voyage

Enter your details to continue to checkout and reserve your place.

Paying over time? Ask us about payment plans, including an in-house plan with no third-party credit check.

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You'll continue to a secure checkout to complete your enrollment. General information only. Not individualized investment, legal, or tax advice.

The Value

Everything you get in one voyage.

  • Vacation getawaysValued up to $9,485
  • Custom debt elimination plan$999
A $10,000-$11,000 value, yours for a one-time purchase of
$2,498

…or spread the cost over a payment plan

Financing available for qualified buyers, subject to approval. Prefer not to be credit-checked? Our in-house payment plan is open to everyone.

Ask about payment options →

The Reward

Somewhere to look forward to.

Every Clear Waters Voyage purchaser receives five of the eight travel rewards, two automatically, and three more you choose yourself.

Waikiki Beach and Diamond Head on Oahu, Hawaii
5 day / 4 night Hawaii stay
A cruise ship at sea on a clear day
3, 4, 5 or 7 night cruise
A resort lit up at dusk beside its pool
7 night resort getaway

See all 8 vacation options →

Frequently Asked

Clear Waters Voyage questions

How does the debt elimination plan work?

We build a clear, actionable plan to reduce and manage your debt, coordinated with your broader financial goals. Results depend on your individual circumstances; no specific reduction is guaranteed.

Tell me about the vacation getaway.

A getaway is included as part of the program, provided to you as a gift at no cost by Oceana. It covers a resort stay only; travel, taxes, resort fees, processing fees, surcharges and other incidentals are not included. The reward has no cash value and is subject to availability, advance scheduling, and any conditions described in your program agreement. Full details are provided before you enroll.

Who is Clear Waters Voyage designed for?

Families and individuals who want a clear, actionable debt strategy built for them, with a travel reward included and ongoing support from our team.

The Clear Waters Voyage Package combines debt-related planning and an included travel reward. No specific debt reduction, tax, or legal outcome is guaranteed. Exact package inclusions and pricing, along with any refund or cancellation terms, are described to you before you enroll and in your program agreement. The travel reward is a gift provided to you at no cost by Oceana and has no cash value; it is subject to availability and conditions. The travel benefit is fulfilled by an independent third-party fulfillment company that is not associated or affiliated with any company that solicits or conducts presentations or seminars. This is a promotional offer, and you are responsible for certain costs, including processing fees, surcharges and taxes. Travel rewards are non-transferable and may be provided only to end users with permanent residence in the United States and its territories, excluding California; customer service is offered in English only.